How to Access Day Camps on a Tight Budget
September 16, 2025
And it can feel like a real struggle to fit it into the budget.
But trust us, there are ways to make it happen, without draining your bank account.
Here are some ideas that might just save the day (and your wallet).
1. Explore Financial Assistance Options Don’t be afraid to ask about help!
Ask About Sliding Scales:
Some camps will adjust their fees depending on your income, so
it’s definitely worth asking.
Many places like YMCAs or local nonprofits offer scholarships for
families in need. It’s worth reaching out and seeing what you qualify for.
Employer Benefits:
Check with your workplace—some employers offer childcare stipends that can help cover camp fees!
2. Look for Community-Run Camps
Community programs are often much more affordable.
City-Run Programs: Local parks, rec departments, or libraries might run low-cost or even free
camps. Think arts, sports, and educational activities.
Nonprofits: Boys & Girls Clubs or your local YMCA might have budget-friendly camps. They
focus on making sure all kids have access, so these are often great alternatives to pricier
camps.
3. Check for Sibling Discounts
If you’ve got more than one kid, this could be a total game-changer.
Bundled Pricing: Some camps offer discounts when you enroll more than one child.
Group Discounts: If you know other families in the area, see if the camp offers group
discounts. It never hurts to ask!
4. Opt for Part-Time Camps
Full-day camps can be pricey, but part-time options still offer plenty of fun.
Half-Day Programs: A lot of camps offer shorter sessions, like morning or afternoon programs,
at a much lower cost.
Drop-In Days: Some camps allow you to pay per day instead of committing to the whole week
or session, so you can pay as you go.
5. DIY a Mini-Camp with Friends
This might sound a little out there, but hear me out—it could be such a fun and cheap
alternative.
Rotating Care: Team up with a couple of families and take turns hosting activities. It’s like a
camp that comes to you!
Shared Costs: Pool together for supplies and snacks. You’ll be surprised at how much you can
do with a little creativity.
Themed Weeks: You can make each week a new theme—arts and crafts, outdoor adventures,
cooking classes—you get the idea!
6. Seek Free or Low-Cost Alternatives
There’s no shortage of free or low-cost activities if you know where to look.
Library Programs: Libraries usually have free summer reading programs, craft workshops, and
other events.
Nature Centers: Local parks or nature centers often offer outdoor activities for a small fee or
even free.
Cultural Organizations: Museums, theaters, and cultural centers might have affordable
summer programming too.
7. Fundraise or Barter
Get creative with covering the costs!
Crowdfund: If your child is going to a specialized camp, consider raising money through GoFundMe or another crowdfunding platform.
Barter Services: Some camps will offer discounts or even free spots if you’re willing to volunteer or trade skills.
8. Prioritize Essentials
If it feels like everything’s adding up, take a step back and focus on what’s most important.
Pick Short Sessions: Instead of committing to the whole summer, consider just signing up for one or two weeks that your child would love.
Budget Ahead: Start saving throughout the year for summer camp fees. It’s not the most exciting thing to think about in January, but trust me—it helps!
9. Look for Early Bird Discounts
You might be able to score a discount if you plan ahead.
Register Early: Keep an eye out for early-bird registration. A lot of camps offer lower prices if you sign up before certain dates.
Seasonal Discounts: Some camps offer discounts at the beginning or end of summer when demand is lower.
10. Ask for Help
Don’t be afraid to lean on your community for a little support.
Family or Friends: If you’ve got relatives who want to help, see if they’d consider pitching in as a birthday or holiday gift.
Parent Groups: Local parenting groups are a goldmine for recommendations on affordable options, or even sharing childcare duties!
Final Thoughts
We know the cost of summer camp can seem overwhelming, but by getting a little creative and
tapping into resources you might not have considered, it’s totally possible to find something that
works for your family. And remember, summer should be about fun and memories—not financial
stress. You’ve got this!
